You will be able to accurately position your clients for the best results in both Bull and Bear markets.

You will know when to increase client market exposure, and when to decrease it.

You will always know what asset classes are the best to invest in - and those to avoid.

You will be able to skillfully manage your clients' 401k plan accounts, with plan-specific guidance.

You will always know how client mutual funds or etfs are ranked: Preferred, Neutral or Avoid.

You will get specific instructions for the unique Sherman Calendar Effects strategy - which hasn't had a losing year since inception in 2001, and which returned +27% in 2008 for thousands of client accounts!

Add it all up: The Sherman Sheet can be an invaluable part of your success, helping you and your clients not just to survive in tough times, but to prosper! And it frees you from the role of market analyst so that you can spend all your time on client-focused activities.

Second, you will receive weekly reports on all portfolios you submit for monitoring by The Sherman Sheet (this is the Portfolio Monitoring and Reporting service). These portfolios can consist of any mutual funds or etfs. Typically, these are the funds in client 401k plans, mutual fund families, IRA accounts held at mutual fund companies, etc. Many subscribers have submitted dozens of lists for monitoring. The weekly report ranks all of the funds or etfs in each portfolio, and lists those highly-ranked funds or etfs in which current investments should be made. You can also select any number of portfolios from a list of more than a hundred that are freely available to you. This list contains many mutual fund families, many large 401k plans, and many of the most-popular variable annuities.

Third, you can freely consult with Bill Sherman about the use of the Sherman Sheet in your practice.

Finally, you can cancel your subscription at any time.

The intermediate-term trend guidance provided in The Sherman Sheet allows you to position your 401k clients to take advantage of intermediate-term term trends (typically lasting several months). And the portfolio-monitoring service of The Sherman Sheet tells you exactly which funds or etfs available in client 401k plans should be used at any given time.

Because most 401k plans have activity restrictions, such as limitations on trading frequency and minimum hold-times, the Sherman Sheet guidance is perfect: the frequency of activity and typical hold-times are well within the restrictions of almost all 401k plans.

Our preferred strategy is to use the Sherman Long/Cash model or the Sherman Long/Short model during Bull Markets, and to switch to the Sherman Calendar Effects model during Bear Markets.

More conservative clients could use the Sherman Calendar Effects Model during both Bull and Bear Markets.

Some clients - particularly those in 401k plans - will be unable to use the Calendar Effects model because of account activity restrictions. In those cases, staying with the Long/Cash or Long/Short models during Bear Markets is OK, but we recommend that you allocate more to fixed income and less to equities for the duration of the Bear Market.

Second, we detect intermediate-term trends and position the Long/Cash and Long/Short models to take advantage of (or avoid the damage from) them. The Long/Cash model is 100% Long during uptrends, and 100% Cash during downtrends, while the Long/Short model is 100% Long during uptrends, and 100% Short during downtrends.

Lastly, the recommended portfolios for all models are selected from only the highest-strength candidates, using a proven Relative Strength ranking and selection methodology.

Learn more about The Sherman Strategy here and here.

We do recommend, however, that Advisors take into consideration whether the current market environment is Bull or Bear, with an eye toward increasing Equity allocations in Bull Markets, and decreasing them in Bear Markets.

The Sherman Calendar Effects Strategy takes advantage of the very best Calendar Effects to create a conservative investing program that you can implement in many client accounts.

Since initiation in 2001, the Sherman Calendar Effects has had no losing years, and has actually made money in the Bear Market years of 2001, 2002, and 2008.

The Sherman Calendar Effects Strategy has provided many advisors and their clients with a low-stress way to preserve and grow capital.

Each Calendar Effects trade is announced well in advance in The Sherman Sheet. Specific entry and exit dates, and asset class selections are provided for each trade.

In total, Calendar Effects trades only add up to about 30% of the total market days in a year - more than 70% of the time is spent safely on the sidelines, typically in a Money Market or Stable Value fund. The peace of mind factor is a very real consideration, especially during Bear Markets!

Consider this: if you had followed the Sherman Calendar Effects Strategy since inception through 2008, you would have been ahead about 150%, while the S&P 500 has lost more than 30% over the same period.

We recommend the Sherman Calendar Effects Strategy as the *preferred* strategy during Bear Market periods for most investors.

Due to the relatively short duration of most Calendar Effects trades, and the fairly frequent activity (12 - 14 round trips per year), Calendar Effects can't be implemented in more-restrictive environments like many 401k plans and some mutual fund families. It is perfect, however, for execution using ProFunds and Rydex mutual funds and for many wrap-fee accounts with access to ProFunds, Rydex or ETF products.

You can learm much more about the Sherman Calendar Effects Strategy here

Typically, these are the funds in client 401k plans, mutual fund families, IRA accounts held at mutual fund companies, etc. Many subscribers have submitted dozens of lists for monitoring.

A weekly report is automatically generated and sent to each subscriber for each submitted portfolio. This report is also available at any time upon request. The weekly report ranks all of the funds or etfs in each portfolio, and lists those highly-ranked funds or etfs in which current investments should be made.

You can also select any number of portfolios from a list of more than a hundred that are freely available to you. This list contains many mutual fund families, many large 401k plans, and many of the most-popular variable annuities.

Many subscribers consider the Portfolio Monitoring and Reporting Service to be an indispensable part of their practices, and we encourage all subscribers to take advantage of this feature of The Sherman Sheet.